<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Riskczar&#039;s Blog</title>
	<atom:link href="http://riskczar.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://riskczar.com</link>
	<description>Risk Management from Everyone. Everywhere. ®</description>
	<lastBuildDate>Tue, 11 Jun 2013 14:29:03 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>Risk management lesson washed away</title>
		<link>http://riskczar.com/2013/01/29/risk-management-lesson-washed-away/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=risk-management-lesson-washed-away</link>
		<comments>http://riskczar.com/2013/01/29/risk-management-lesson-washed-away/#comments</comments>
		<pubDate>Tue, 29 Jan 2013 16:57:07 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[BCM]]></category>
		<category><![CDATA[DRP]]></category>
		<category><![CDATA[emergency]]></category>
		<category><![CDATA[Emergency Preparedness Week]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2528</guid>
		<description><![CDATA[&#160; Here’s a story about a watermain break in the Montreal borough of Pierrefonds, Quebec which left about fifty homes without water for a couple of days. The West Island Gazette writes: Pierrefonds residents can expect two four-litre bottles of&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2013/01/29/risk-management-lesson-washed-away/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>Here’s a story about a watermain break in the Montreal borough of Pierrefonds, Quebec which left about fifty homes without water for a couple of days. <a href="http://westislandgazette.com/news/story/2013/01/28/bottled-water-delivered-to-pierrefonds-homes-affected-by-watermain-break/">The West Island Gazette writes</a>:</p>
<blockquote><p>Pierrefonds residents can expect two four-litre bottles of water per household will be delivered to their door by borough workers sometime before supper, Monday. Borough spokesperson Johanne Palladini explained the watermain break, which has left between 40 and 50 Fifth Avenue homes without water since Sunday morning, will only be fixed Monday night, sometime between 9 and 10 p.m.</p></blockquote>
<p>While I agree delivering water to these families is a terrific humanitarian gesture, from a risk management perspective it’s a terrible idea.</p>
<p>Risk management is about preparing for events that are important but not urgent and most of the time people don’t recognize the value of identifying, assessing and managing risks until after an event (like this!) takes place. The upside of being left without water for two days is people saying “never again” then make preparations for the Next Time.</p>
<p>So when the government steps in to mitigate some of the pain caused by the broken watermain then that risk management lesson is not learned.</p>
<p>For more please see my earlier post <a href="http://riskczar.com/2012/05/02/under-the-dome-risk-management/">Under the Dome Risk Management</a> or go to the <a href="http://www.getprepared.gc.ca/cnt/kts/index-eng.aspx">Government of Canada’s list of basic emergency kit items</a>.</p>
<p><a href="http://riskczar.com/2013/01/29/risk-management-lesson-washed-away/water-storage-02/" rel="attachment wp-att-2529"><img class="alignleft size-medium wp-image-2529" alt="water-storage-02" src="http://riskczar.com/wp-content/uploads/2013/01/water-storage-02-300x192.jpg" width="300" height="192" /></a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>Photo: Courtesy of Emergency Outdoors</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2013/01/29/risk-management-lesson-washed-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Risk Articles names Riskczar to Top 10 blogs</title>
		<link>http://riskczar.com/2013/01/14/risk-articles-names-riskczar-to-top-10-blogs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=risk-articles-names-riskczar-to-top-10-blogs</link>
		<comments>http://riskczar.com/2013/01/14/risk-articles-names-riskczar-to-top-10-blogs/#comments</comments>
		<pubDate>Mon, 14 Jan 2013 17:21:27 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2523</guid>
		<description><![CDATA[&#160; I would like to thank Kate at RiskArticles.com for naming Riskczar.com one of its &#8220;most interesting, current, and informative&#8221; blogs. I am honoured to be in such wonderful company. Please have a look at the complete list. &#160; &#160;&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2013/01/14/risk-articles-names-riskczar-to-top-10-blogs/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>I would like to thank Kate at RiskArticles.com for naming Riskczar.com one of its &#8220;most interesting, current, and informative&#8221; blogs. I am honoured to be in such wonderful company.</p>
<p><a href="http://riskarticles.com/top-10-risk-management-blogs/">Please have a look at the complete list.</a></p>
<p>&nbsp;</p>
<p><img alt="" src="http://www.userzoom.com/wp-content/uploads/2012/12/top-10.jpg" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2013/01/14/risk-articles-names-riskczar-to-top-10-blogs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Favourite books from 2012</title>
		<link>http://riskczar.com/2013/01/03/favourite-books-from-2012/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=favourite-books-from-2012</link>
		<comments>http://riskczar.com/2013/01/03/favourite-books-from-2012/#comments</comments>
		<pubDate>Thu, 03 Jan 2013 20:16:28 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[books]]></category>
		<category><![CDATA[harbach]]></category>
		<category><![CDATA[richler]]></category>
		<category><![CDATA[Stephen King]]></category>
		<category><![CDATA[sutton]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2515</guid>
		<description><![CDATA[&#160; I found time to read a book-a-week in 2012 and thought I would share my top ten. Look for riskczar on Goodreads. The Art of Fielding by Chad Harbach Sutton by J.R Moehringer 11/22/63 by Stephen King The Unlikely Pilgrimage of&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2013/01/03/favourite-books-from-2012/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>I found time to read a book-a-week in 2012 and thought I would share my top ten. Look for riskczar on Goodreads.</p>
<p>The Art of Fielding by Chad Harbach</p>
<p>Sutton by J.R Moehringer</p>
<p>11/22/63 by Stephen King</p>
<p>The Unlikely Pilgrimage of Harold Fry by Rachel Joyce</p>
<p>The Sisters Brothers by Patrick deWitt</p>
<p>The Ministry of Special Cases by Nathan Englander</p>
<p>Barney&#8217;s Version by Mordecai Richler</p>
<p>Wool (Omnibus Edition) by Hugh Howey</p>
<p>Under the Dome by Stephen King</p>
<p>The Fault in Our Stars by John Green</p>
<p>&nbsp;</p>
<p><a href="http://riskczar.com/2013/01/03/favourite-books-from-2012/books-covers-2012/" rel="attachment wp-att-2516"><img class="alignleft size-full wp-image-2516" alt="Books covers 2012" src="http://riskczar.com/wp-content/uploads/2013/01/Books-covers-2012.jpg" width="373" height="736" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2013/01/03/favourite-books-from-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Broken windows</title>
		<link>http://riskczar.com/2012/11/13/broken-windows/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=broken-windows</link>
		<comments>http://riskczar.com/2012/11/13/broken-windows/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 17:14:34 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ERM]]></category>
		<category><![CDATA[impact]]></category>
		<category><![CDATA[likelihood]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2498</guid>
		<description><![CDATA[Once upon a time there were three little boys left unsupervised while on a field trip when one of them spotted a large crack in a window pane. So he tapped the glass once and nothing happened. Next, the second&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/11/13/broken-windows/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>Once upon a time there were three little boys left unsupervised while on a field trip when one of them spotted a large crack in a window pane. So he tapped the glass once and nothing happened. Next, the second boy tried his luck and poked the glass as well. Tap tap tap. Again it did not break.</p>
<p>Now the third boy approached, looked around, saw that none of the teachers were watching and because his friends didn’t break the window he tapped lightly on the glass with his index finger. Nothing. So he poked harder. No change. Then again. Again. Another time. Ok again. Faster.</p>
<p>Finally the glass broke.</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/11/Broken_glass.jpg"><img class="alignleft size-full wp-image-2499" style="margin-left: 5px; margin-right: 15px;" title="Broken_glass" alt="" src="http://riskczar.com/wp-content/uploads/2012/11/Broken_glass.jpg" width="400" height="226" /></a></p>
<p>The funny thing is that I don’t believe the boys wanted to break the window. I submit all they wanted to do was tap repeatedly on the glass without the glass breaking. But if that’s the case how does anyone know when to stop tapping?</p>
<p>We use the process of risk management as a way to identify where all the cracked windows are in an organization. It also allows decision-makers to collectively decide what should be done (if anything, about these cracks). In some cases we replace the window pane immediately; we affix a warning sign; or assume anyone that sees the crack won’t touch it. But I think most people will just tap on the cracked window until it breaks and worry about it then.</p>
<p>&nbsp;</p>
<p>Now risk management is not the panacea that will tell you when the window will break but you would be foolish if you knew about all your cracked windows and didn&#8217;t prepare for what might happen when one breaks.</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/11/13/broken-windows/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Too much risk management</title>
		<link>http://riskczar.com/2012/10/26/too-much-risk-management/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=too-much-risk-management</link>
		<comments>http://riskczar.com/2012/10/26/too-much-risk-management/#comments</comments>
		<pubDate>Fri, 26 Oct 2012 18:06:47 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[embassy]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[risk treatment]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2467</guid>
		<description><![CDATA[&#160; Many people will agree that risk management is important. After we identify and assess a risk, it is treated appropriately and managed to an acceptable level. But is it possible to over-risk manage? Can the treatment become so onerous&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/10/26/too-much-risk-management/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>Many people will agree that risk management is important. After we identify and assess a risk, it is treated appropriately and managed to an acceptable level. But is it possible to over-risk manage? Can the treatment become so onerous that people are encouraged to find workarounds thus rendering the controls useless? And if so, why does it happen?</p>
<p>Following the bombings of two American embassies in Africa in 1998 new facilities were redesigned and built by “<a href="http://www.nytimes.com/2012/10/13/world/africa/private-security-hovers-as-issue-after-embassy-attack-in-benghazi-libya.html?pagewanted=all">American construction companies with experience in building prisons and military barracks</a>”. Many buildings were moved to less populated areas or on the outskirts of town.</p>
<p>As a result many foreign diplomats were insulted having to visit these prison-like facilities. What’s more it became more difficult for the American officials to do their jobs forcing them to devise “creative” solutions like meeting people in hotels (thus rendering the control useless).</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/10/kabul_embassy_expansion-460x307.jpg"><img class="aligncenter size-full wp-image-2468" title="kabul_embassy_expansion-460x307" src="http://riskczar.com/wp-content/uploads/2012/10/kabul_embassy_expansion-460x307.jpg" alt="" width="460" height="307" /></a></p>
<p>Sometimes this happens when we assess a risk higher than it should be but I think the recent events in Benghazi support the assertion that the risk to American diplomats was correctly assessed: high impact and high likelihood. If so, why overdo it with the controls?</p>
<p>First, I submit that nobody bothered to ask the diplomats what their requirements were and how these prison/embassies would affect their work and lifestyle. But even if that information was solicited and considered it was likely ignored and usurped by the second reason which the former ambassador to Yemen explains in the article: “Nobody wants to take responsibility in case something happens, so nobody is willing to have a debate over what is reasonable security and what is excessive.”</p>
<p>So despite best efforts to keep US official safe, when one of them is blown up in a hotel at least a State Department official will be able to explain to Anderson Cooper that they built these fortresses and it’s not our fault the ambassador did not want to use it.</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/10/26/too-much-risk-management/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Risk management: Oh please tell me more</title>
		<link>http://riskczar.com/2012/10/19/risk-management-oh-please-tell-me-more/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=risk-management-oh-please-tell-me-more</link>
		<comments>http://riskczar.com/2012/10/19/risk-management-oh-please-tell-me-more/#comments</comments>
		<pubDate>Fri, 19 Oct 2012 17:16:32 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2458</guid>
		<description><![CDATA[&#160; &#160; &#160; &#160; &#160;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/10/19/risk-management-oh-please-tell-me-more/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>&nbsp;</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/10/risk-management-oh-please-tell-me-more-willywonka-Meme-Generator.jpeg"><img class="aligncenter size-full wp-image-2457" title="risk management oh please tell me more - willywonka - Meme Generator" src="http://riskczar.com/wp-content/uploads/2012/10/risk-management-oh-please-tell-me-more-willywonka-Meme-Generator.jpeg" alt="" width="518" height="448" /></a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/10/19/risk-management-oh-please-tell-me-more/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Beach risk management</title>
		<link>http://riskczar.com/2012/08/17/beach-risk-management/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=beach-risk-management</link>
		<comments>http://riskczar.com/2012/08/17/beach-risk-management/#comments</comments>
		<pubDate>Fri, 17 Aug 2012 20:21:40 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Risk management]]></category>
		<category><![CDATA[beach]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[waves]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2433</guid>
		<description><![CDATA[I&#8217;m off to Virginia Beach later this month so it seemed fitting that today&#8217;s post has a beach theme. This quote comes from Chapter 7 of Nathan Englander&#8217;s book &#8220;The Ministry of Special Cases&#8221; and you should remember these words whenever&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/08/17/beach-risk-management/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>I&#8217;m off to Virginia Beach later this month so it seemed fitting that today&#8217;s post has a beach theme. This quote comes from Chapter 7 of Nathan Englander&#8217;s book &#8220;<a href="&lt;a target=&quot;_blank&quot; href=&quot;http://www.amazon.com/gp/search/ref=as_li_qf_sp_sr_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;index=aps&amp;keywords=ministry%20of%20special%20cases&amp;linkCode=ur2&amp;tag=rissblo-20&quot;&gt;ministry of special cases&lt;/a&gt;&lt;img src=&quot;http://www.assoc-amazon.com/e/ir?t=rissblo-20&amp;l=ur2&amp;o=1&quot; width=&quot;1&quot; height=&quot;1&quot; border=&quot;0&quot; alt=&quot;&quot; style=&quot;border:none !important; margin:0px !important;&quot; /&gt; " rel="nofollow">The Ministry of Special Cases</a>&#8221; and you should remember these words whenever someone like me asks you to think about your organization&#8217;s risks.</p>
<blockquote><p>&#8220;It&#8217;s like standing in the ocean and facing the beach.  It&#8217;s up to you to know what&#8217;s behind you. There&#8217;s always another wave coming, building in force and crashing down.&#8221;</p></blockquote>
<p><a href="http://riskczar.com/wp-content/uploads/2012/08/IMG_0631.jpg"><img class="size-medium wp-image-2437 aligncenter" title="IMG_0631" src="http://riskczar.com/wp-content/uploads/2012/08/IMG_0631-300x225.jpg" alt="" width="300" height="225" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/08/17/beach-risk-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t make fun of risk management</title>
		<link>http://riskczar.com/2012/08/15/dont-make-fun-of-risk-management/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=dont-make-fun-of-risk-management</link>
		<comments>http://riskczar.com/2012/08/15/dont-make-fun-of-risk-management/#comments</comments>
		<pubDate>Wed, 15 Aug 2012 15:50:39 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[control]]></category>
		<category><![CDATA[poem]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2428</guid>
		<description><![CDATA[&#160; There’s an intersection in my neighbourhood that makes me nervous to drive through. Imagine a quiet suburban street that goes north-south which intersects the east-west streets that only have stop signs. I’ve observed that frequently cars travelling east-west roll&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/08/15/dont-make-fun-of-risk-management/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>There’s an intersection in my neighbourhood that makes me nervous to drive through. Imagine a quiet suburban street that goes north-south which intersects the east-west streets that only have stop signs. I’ve observed that frequently cars travelling east-west roll through their stop or assume it is a four-way stop and the perpendicular traffic will yield to their non-existent red octagon. Literally this is an accident waiting to happen.</p>
<p>As a result of the limited trust I have in the drivers going the other way, when going north-south I tend to slow down. And when I do my wife mocks my intersection risk management.</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/08/Stop-Sign.jpg"><img class="alignleft size-medium wp-image-2429" title="Stop-Sign" src="http://riskczar.com/wp-content/uploads/2012/08/Stop-Sign-233x300.jpg" alt="" width="233" height="300" /></a></p>
<p>Next, I know a fellow who used to lock his car doors when he drove (much to the ridicule of his elder sibling). It was all shits and giggles until once at a red light, someone opened the elder brother’s car door and stole what was on his passenger seat.</p>
<p>This all reminds me of the poem &#8220;La cigale et la fourmi&#8221; by Jean de La Fontaine that I had to memorize in the third grade. You’ll know it: it’s the one about the cricket who is having good times singing all summer while the ant was saving food preparing for the winter. Well the cricket laughed at the ant’s risk management practices and you know what happened? The cricket died in the winter. He died.</p>
<p>Most often people don&#8217;t manage risk until something bad actually happens and by then sometimes it&#8217;s too late (see cricket above).</p>
<p>So don’t make fun of risk management or those who do it.</p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/08/15/dont-make-fun-of-risk-management/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Bear risk management</title>
		<link>http://riskczar.com/2012/07/25/bear-risk-management/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bear-risk-management</link>
		<comments>http://riskczar.com/2012/07/25/bear-risk-management/#comments</comments>
		<pubDate>Wed, 25 Jul 2012 20:19:54 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bears]]></category>
		<category><![CDATA[camping]]></category>
		<category><![CDATA[likelihood]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2349</guid>
		<description><![CDATA[My lovely wife wants to take me camping next weekend. I’ve never been camping but understand camping was a part of her life before we met. I’ve explained that I am not averse to camping despite the dirt, cold, sleeping&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/07/25/bear-risk-management/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>My lovely wife wants to take me camping next weekend. I’ve never been camping but understand camping was a part of her life before we met. I’ve explained that I am not averse to camping despite the dirt, cold, sleeping on the ground, canned beans, raccoons, no wifi, poison ivy, bugs and bears. But am quite looking forward to it!</p>
<p>While looking for camp sites in central Ontario, Killbear Provincial Park seemed like the choice. With a name that includes the verb &#8216;kill&#8217; and the noun &#8216;bear&#8217; I imagine it must be safe! She began doing some research on tripadvisor.com and found the following comments from a few weeks ago.</p>
<blockquote><p><em>The park and the water are outstanding, we would love to come back any time, but a threatening bear encounter will make us think twice.</em></p>
<p><em>I had my car lights spraying the site and direction of where the Bear was as we were tearing down we were loading the trunk &#8211; I then heard a thud and crack and turned to see the Black Bear with its head in my trunk trying to get into the car&#8230;</em></p>
<p><em>&#8230;We had a bear snuffing and growling right outside of our tent and stamping its paws so hard the ground trembled. We left shortly after, and stayed at a hotel for the first night.</em></p></blockquote>
<p>Immediately after reading these comments my beautiful wife decide against Killbear because the Bear Risk was too great. But is there more risk than other nearby sites we were considering?</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/07/bears-can-be-dangerous.jpg"><img class="alignleft" title="bears can be dangerous" src="http://riskczar.com/wp-content/uploads/2012/07/bears-can-be-dangerous.jpg" alt="" width="250" height="196" /></a></p>
<p>Being the risk manager that I am I was curious if the Bear Risk at Killbear was as &#8220;extremely likely&#8221; as she would believe from these comments and did a quick assessment:</p>
<p>According to the <a href="http://www.mnr.gov.on.ca/en/Business/Bearwise/2ColumnSubPage/STEL02_167687.html">Ontario Ministry of Natural Resources</a> &#8220;Since the early 1900s there have been fewer than 70 deaths in North American as a result of black bears”. ( I guess it only said ‘killed’, there was no mention of how many people were de-gloved by bears.)</p>
<p>The same ministry provides a<a href="http://www.mnr.gov.on.ca/en/Business/Bearwise/2ColumnSubPage/STEL02_167695.html"> map to illustrate the density of bears</a> in parts of Ontario. Killbear, and all the other sites we were looking at north of Toronto are located in the brown shaded area. Conclusion: Killbear should have the same number of bears as all the other sites so why not go there anyway!</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/07/Bears-in-Ontario.jpg"><img class="size-medium wp-image-2352 alignright" title="Bears in Ontario" src="http://riskczar.com/wp-content/uploads/2012/07/Bears-in-Ontario-273x300.jpg" alt="" width="273" height="300" /></a></p>
<p>Although we will do proper bear risk management when we camp like hide our food and clean up at night there is always a possibility there will be a bear. People do this all the time by assessing a risk based on limited information (see comments above) or emotion.</p>
<p>I say that if we jump to the conclusion that bears will attack us next weekend just because people saw bears a few weeks ago, THEN THE BEARS WIN.</p>
<p>Assess your risks carefully and manage them accordingly.</p>
<p><a href="http://riskczar.com/wp-content/uploads/2012/07/yield-to-bear.jpg"><img class="alignleft size-medium wp-image-2417" title="yield to bear" src="http://riskczar.com/wp-content/uploads/2012/07/yield-to-bear-300x300.jpg" alt="" width="300" height="300" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/07/25/bear-risk-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The winding rivers of risk management</title>
		<link>http://riskczar.com/2012/07/11/the-winding-rivers-of-risk-management/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=the-winding-rivers-of-risk-management</link>
		<comments>http://riskczar.com/2012/07/11/the-winding-rivers-of-risk-management/#comments</comments>
		<pubDate>Wed, 11 Jul 2012 19:05:31 +0000</pubDate>
		<dc:creator>Trevor Levine</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[ERM Basics]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[Einstein]]></category>
		<category><![CDATA[impact]]></category>
		<category><![CDATA[likelihood]]></category>
		<category><![CDATA[prediction]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://riskczar.com/?p=2233</guid>
		<description><![CDATA[In the novel Time and Again by Jack Finney, he writes about Einstein’s theory of time travel this way: “we&#8217;re mistaken in our conception of what the past, present, and future really are. We think the past is gone, the&#8230;<p class="more-link-p"><a class="more-link" href="http://riskczar.com/2012/07/11/the-winding-rivers-of-risk-management/">Read more &#8594;</a></p>]]></description>
				<content:encoded><![CDATA[<p>In the novel <a href="http://www.amazon.com/gp/product/0684801051/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0684801051&amp;linkCode=as2&amp;tag=rissblo-20" rel="nofollow">Time and Again</a> by Jack Finney, he writes about Einstein’s theory of time travel this way: “we&#8217;re mistaken in our conception of what the past, present, and future really are. We think the past is gone, the future hasn&#8217;t happened, and that only the present exists. Because the present is all we can see. It&#8217;s only natural. (Einstein) said we&#8217;re like people in a boat without oars drifting along a winding river. Around us we see only the present. We can&#8217;t see the past, back in the bends and curves behind us. But, it&#8217;s there.”</p>
<p>Since risk management is about predicting the impact and likelihood of future events I will borrow Einstein’s river analogy to explain.</p>
<p>As the risk manager drifts forward along the river she knows that there is something around the bend. But what is it? If she is observant enough to see small rocks in the river right now, she can use that knowledge to predict that there may be larger ones around the bend. And if she watched too many cartoons as a kid there is a good chance that a giant waterfall may be around the bend and she will plunge to her death. Or there may be no peril at all. She won’t know until she knows.</p>
<p>Any auditor with a cheap pair of hiking books and some rope can tie up the boat and walk back to a bend in the river to see the past; but to be a great risk manager one needs to be able to <strong>imagine</strong> the endless possibilities of hazards around the forward bends and ensure one is prepared for all of them.</p>
<p>Pick your risk manager carefully and don’t presume just because someone with boots can walk to the past they are qualified to drift into the imaginable future.</p>
<p><img src="http://37days.typepad.com/thecircleproject/images/2007/05/30/river_bend.jpg" alt="River_bend" /></p>
<p>&nbsp;</p>
<p><script type="text/javascript">var amzn_wdgt= { columns:"1", rows:"3", defaultSearchTerm:"Time and Again Jack Finney", searchIndex:"Books", width:"256", showImage:"True", showPrice:"True", showRating:"True", design:"1", colorTheme:"Blues", headerTextColor:"#FFFFFF", outerBackgroundColor:"#000000", roundedCorners:"False", marketPlace:"US", widget:"Search", tag:"wp-amazon-associate-20" };</script><script type="text/javascript" src="http://wms.assoc-amazon.com/20070822/US/js/AmazonWidgets.js"></script></p>
]]></content:encoded>
			<wfw:commentRss>http://riskczar.com/2012/07/11/the-winding-rivers-of-risk-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
