Enterprise risk management (ERM) is pretty simple. Financial institutions, regulators and consultants, would have you believe that risk management is very complicated, requires advanced mathematical training, an MBA or Ph.D., a knowledge of Latin or Greek and nothing short of a miracle to implement.
The Riskczar says: What you need is the right attitude and a leap of faith that you and your business will be better off. You will make better decisions, spend less and earn more.